State of Arizona Health Insurance


When you retire from Arizona State University, you are given the option of obtaining your post-retirement health insurance through the State of Arizona. You may choose plans available through the Arizona State Retirement System (ASRS) or the Arizona Department of Administration (ADOA) -- you have the choice regardless of where you retirement income will come from. There are Medicare Supplement plans for those who are Medicare-eligible. Programs all have an effective date of January 1.

You do not have to choose either of these, of course. See our article on Choosing Health Insurance for a discussion of how to choose.


  • If you do not enroll in health insurance with ADOA at the time of retirement or if you drop all insurance, including dental insurance, from ADOA, you will lose eligibility -- i.e., you can never go back.
  • There is no state subsidy for ADOA health insurance (i.e., nothing equivalent to the employer contribution that you had while employed). 
  • If you are receiving retirement income through ASRS and you choose health insurance through ASRS you are eligible for a Health Insurance Premium Benefit to supplement the cost of retiree health insurance. This benefit does not apply if you are receiving your retirement income from an "optional retirement program". 
  • If you are receiving retirement income through ASRS and you choose health insurance through ASRS, you may have your health insurance premium deducted from your pension.

Open Enrollment

Open enrollment is a period of time each year when you can sign up for health insurance or change the health insurance you have. If you don't sign up for health insurance during open enrollment, you probably can't sign up for or change health insurance until the next open enrollment period, unless you experience a qualifying event such as changing jobs or retiring, moving, getting divorced or married, or becoming a widow or widower. 

Open enrollment periods for state agencies are typically not identical, but they are three weeks long in late October and early November. Before each open enrollment period, both State agencies provide information about the plans available for the coming year, including carriers, costs, options, and so forth. They provide the information in the form of booklets and information sessions. In October ASURA sponsors an information session pertinent to open enrollment, with presentations by people from both ADOA and ASRS. 

Every insurance plan, including Medicare, has an open enrollment period. Your insurance carrier will make sure you know when theirs is. Medicare's is January 1 - March 31, with changes effective July 1. If you are Medicare-eligible, you will be flooded with information from lots of companies advertising their Medicare and Medicare-Advantage plans in the months preceding open enrollment.

ADOA 2021 Open Enrollment Webinars Starting October 14, 2020

Changes for 2021 - Learn More at a Webinar

Open Enrollment is October 19 - November 6 at 5 pm Arizona time. There will be a new medical plan for 2021 with a new plan structure, premiums, and carrier changes.

Plan to join us as we bring our popular Retiree Day events to our webinar format. We will review the new medical plan in depth and provide updates on the dental and vision plans. Carrier representatives will be online to answer your questions.

Please note: There are no in-person benefits expo events and our office is closed for all walk-in services. If you need assistance, please contact or 602-542-5008.

Webinar Sessions
  • Wednesday, October 14, 9 am - 10:30 am
  • Wednesday, October 14, 3 pm - 4:30 pm (new session added)
  • Tuesday, October 20, 11 am - 12:30 pm
  • Tuesday, October 20, 3 pm - 4:30 pm (new session added)
  • Wednesday, November 4, 8 am - 9:30 am
  • Wednesday, November 4, 3 pm - 4:30 pm (new session added)

Can’t make a live webinar? Recordings will be posted to by October 16 so you can watch at your own pace and at your own convenience. For questions on the recordings, contact

All online events are closed captioned. Reasonable accommodations will be provided to individuals with disabilities. Contact or 602-542-5008 prior to the event.

Seating is limited, so be sure to sign up today!

Webinar Registration