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When you retire from Arizona State University, you are given the option of obtaining your post-retirement health insurance through the State of Arizona. You may choose plans available through the Arizona State Retirement System (ASRS) or the Arizona Department of Administration (ADOA) -- you have the choice regardless of where you retirement income will come from. There are Medicare Supplement plans for those who are Medicare-eligible. Programs all have an effective date of January 1.
You do not have to choose either of these, of course. See our article on Choosing Health Insurance for a discussion of how to choose.
Open enrollment is a period of time each year when you can sign up for health insurance or change the health insurance you have. If you don't sign up for health insurance during open enrollment, you probably can't sign up for or change health insurance until the next open enrollment period, unless you experience a qualifying event such as changing jobs or retiring, moving, getting divorced or married, or becoming a widow or widower.
Open enrollment periods for state agencies are typically not identical, but they are three weeks long in late October and early November. Before each open enrollment period, both State agencies provide information about the plans available for the coming year, including carriers, costs, options, and so forth. They provide the information in the form of booklets and information sessions. In October ASURA sponsors an information session pertinent to open enrollment, with presentations by people from both ADOA and ASRS.
Every insurance plan, including Medicare, has an open enrollment period. Your insurance carrier will make sure you know when theirs is. Medicare's is January 1 - March 31, with changes effective July 1. If you are Medicare-eligible, you will be flooded with information from lots of companies advertising their Medicare and Medicare-Advantage plans in the months preceding open enrollment.
ASU Retirees Association
Mailing address: PO Box 873308, Tempe, AZ 85287
Physical address: Community Services Building Room 201, 200 E. Curry, Tempe, AZ